Fact-check · Sep 22, 2026 · JD Vance
“Thirty five percent of current people on the Obamacare system, thirty five percent, more than a third, had never used the program”
TRUE
What the record shows
CMS data shows 35% of ACA exchange enrollees had zero medical claims in 2024 (11.7-12 million people). However, experts dispute whether this means they 'never used' coverage—legitimate reasons include part-year enrollment, plan-switching, and claims processing delays.
Sources
- View TXT in new window
- White House fraud task force will remove 760,000 Obamacare enrollees, some of whom may not exist | CNN Politics
- Don’t Believe AHIP – Improper and Phantom Obamacare Enrollees Are Both Major Problems
- Over 1M Could Be Kicked Off Obamacare Under New Plan: Who's Impacted? - Newsweek
- GOP Talking Point Holds ACA Is Haunted by ‘Phantom’ Enrollees, but the Devil’s in the Data - KFF Health News
- PolitiFact | GOP talking point holds ACA is haunted by ‘phantom’ enrollees, but the devil’s in the data
From: Vice President JD Vance Holds Press Conference on Fraud
Vote Unbiased checks what officials say against government data — BLS, BEA, Census, Treasury, the Fed — with sources cited. Every speaker, every party, same standard. See the data →